PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How do I know if my car is totaled?
I was out for an off-road drive last night and crashed my car. Everyone is fine, but my car is pretty beat up. How do I know if it’s completely totaled?
Will Baldwin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m glad to hear you’re okay! Whether or not your car is totaled depends on the value of your car and the level of damage.
A totaled car must cost more to repair than the actual cash value (ACV) of the vehicle. For example, if your car is valued at $40,000 but the damages are estimated at $50,000, your car would be considered totaled.
Each situation is unique, of course, so you won’t know the status of your car until the vehicle is fully examined. If your car is totaled, though, you should get a
payout
in about one month.Next time you go offroading, make sure you have enough coverage to keep your car as protected as possible. To do this easily, check out the
Jerry
app—we’ll get you customized quotes from top insurers, so that all you need to do is pick the plan that works best for you. And once you choose one, we’ll even help you switch!Best of luck with the repairs!
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
