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How do I know if I have full coverage car insurance?

I've been in numerous accidents since I started driving—most of which were not my fault, but I definitely have some bad luck. Given this, I'd feel more comfortable if I have full coverage car insurance. My parents initially signed me up for my coverage, so I'm not exactly sure of what's on it—how can I find out if I do have full coverage?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m so sorry all these accidents have happened—and it’s completely understandable that you’d want to get full coverage! Generally, you have two options to find out whether you have full coverage
car insurance
:
  • Look at your declarations page. This is generally the quicker option, since it gives all the details of your coverage! However, if you don’t know where it is, you can still figure out what you’re covered for.
  • Call your car insurance provider. This may not be quite as quick, but your provider is sure to have your records on file!
If you find out that you don’t have the coverage you want or require, try using the
Jerry
app to find a policy or provider that will get you a better deal! We’ll get you multiple customized quotes from top insurers instantly so that all you need to do is pick the plan that works best for you. And if you want to switch, we’ll help with all the phone calls and paperwork there, too!
Best of luck with everything—and may your luck improve!”
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