How do I insure myself to drive any car?

I borrow cars from my friends a lot. I also travel and rent cars often. What's my best bet in terms of car insurance? Can I insure myself without personally owning a car?

Answer
“If you want to be insured when driving any car, you’ll want to get a non-owner policy. A non-owner car insurance policy follows you no matter what vehicle you drive.
While most car insurance policies cover permissive use—meaning you’d be covered by the car owner’s insurance policy when driving their vehicle—having your own policy is still important.
Non-owners insurance is a great preventative measure and ensures both you and the vehicle you’re driving are protected. It exists for drivers just like you, who borrow and rent vehicles frequently. What’s even better, by having a non-owner policy, you should be able to reject rental companies’ rental car insurance from now on.
But keep in mind that not every car insurance company offers non-owner policies—you’ll need to shop around. Fortunately, the Jerry app makes it easy. Jerry will gather customized quotes from top insurers in minutes and deliver the best deals straight to your phone for free.
And if you have questions along the way, Jerry’s friendly agents are here to answer them and provide advice on the best coverage options for your specific needs.”
Emily Maracle
Answered on Oct 06, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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