How do I insure my car?

How can I get insurance for my car? I'll admit, I'm late to the driving game and haven't had to purchase it before.

Even if you’re a new driver, buying car insurance is really just a matter of shopping around for car insurance quotes.
While searching for policies can feel like a chore, putting in the extra work now can make a world of difference if you ever have to file a claim.
First, decide if you want to purchase your policy from an insurance provider directly or use a tool like Jerry, which can save you money by comparing quotes from multiple companies in minutes.
Next, determine how much coverage you need. Coverage requirements vary depending on the state you’re in, but having higher than the state’s minimum insurance is best.
If you have a leased or financed vehicle, you’ll be required to carry additional coverage. This includes comprehensive and collision coverage.
When looking for quotes, you’ll need to provide both personal information and details about the vehicle you’re insuring, including:
  • Your name and birthdate
  • Your address
  • Your driver’s license number and Social Security number
  • The vehicle identification number (VIN)
  • The vehicle’s year, make, and model
Insurance companies will also ask you certain questions to see if you qualify for discounts on your premium, such as:
  • Good student discounts
  • Safe driver discounts
  • Driver training or defensive driving discounts
  • Telematics or driving behavior discounts
Once you’ve found a policy you like, go ahead and purchase it. Place your insurance card in your glove compartment upon receipt or store a copy on your smartphone. At that point, you’re all set!
Matthew Macgugan
Answered on Oct 20, 2021

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free