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How do I insure my car?

How can I get insurance for my car? I'll admit, I'm late to the driving game and haven't had to purchase it before.

avatar
Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Even if you’re a new driver, buying car insurance is really just a matter of shopping around for
car insurance quotes
.
While searching for policies can feel like a chore, putting in the extra work now can make a world of difference if you ever have to file a claim.
First, decide if you want to purchase your policy from an insurance provider directly or use a tool like
Jerry
, which can save you money by comparing quotes from multiple companies in minutes.
Next, determine how much coverage you need. Coverage requirements vary depending on the state you’re in, but having higher than the
state’s minimum insurance
is best.
If you have a leased or financed vehicle, you’ll be required to carry additional coverage. This includes
comprehensive and collision coverage
.
When looking for quotes, you’ll need to provide both personal information and details about the vehicle you’re insuring, including:
  • Your name and birthdate
  • Your address
  • Your driver’s license number and Social Security number
  • The vehicle identification number (VIN)
  • The vehicle’s year, make, and model
Insurance companies will also
ask you certain questions
to see if you qualify for discounts on your premium, such as:
  • Good student discounts
  • Safe driver discounts
  • Driver training or defensive driving discounts
  • Telematics or driving behavior discounts
Once you’ve found a policy you like, go ahead and purchase it. Place your insurance card in your glove compartment upon receipt or store a copy on your smartphone. At that point, you’re all set!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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