How do I insure a new used car?

I need a new car. I can't afford a new new car, but I can afford a new used car. How do I go about insuring one?

Answer
Many used cars are like new, so it’s common for people to opt to purchase them. Even though it’s used, you can go about insuring it the same way you’d insure any other type of vehicle!
One of the easiest ways to do this is to contact your current car insurance company. You can let them know you’re planning to get a new (to you) car and need to insure it.
They will want to know the following information:
  • The year, make, and model of the car you want to buy
  • The vehicle identification number (VIN)
  • Your current policy number
With this information, they can add your car to your insurance and give you a quote.
Since your car is technically used, it should be less expensive to insure than a brand new car. That said, whenever you get a new car, it’s a good time to get quotes and look around at other carriers to see if you can get a better rate. Rates vary between companies, so shopping around can ensure you’re getting the best price.
A fast and easy way to shop around is with the Jerry app. Jerry pulls quotes from the top 50 companies in under a minute and delivers the best deals right to your phone, ensuring your new car is insured and ready to go!
Lauren Smith
Answered on Nov 02, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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