How do I insure a leased car?

I plan on leasing a new 2022 Toyota Camry. The dealership said that I'll need insurance when I pick up the car next week. How would I insure a leased car?

Although car insurance is essential on all vehicles, it’s especially important on leased vehicles because the dealership may have specific requirements on what coverage you carry.
Dealerships often require lessees to carry liability coverage of $100,000 per accident and $30,000 per person and comprehensive coverage and collision coverage, with deductibles no higher than $500 or $1,000. This is also known as full coverage insurance.
After confirming the required coverage with the dealership, shop around. Full coverage is more expensive than liability coverage, so comparing prices across companies will get you the lowest rate.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. This app can collect quotes from up to 50 top insurance companies in seconds! Once you find a quote you like, you can purchase the policy. You should also confirm your policy’s effective date is before or on the date you are picking up your vehicle.
After you purchase your policy, your insurance company will send you proof of insurance, which you can then give to the dealership and take home your new car!
Emily Maracle
Answered on Oct 22, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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