How do I insure a car in New York?

I just moved to Long Island for my first job out of college, but I don't have car insurance yet. How do I get car insurance in the state of New York?

No matter what state you live in, you are able to find cheap car insurance by shopping around regularly and comparing quotes from top providers—but in New York, you should also make sure you’re up-to-date about no-fault coverage laws!
In recent years, New York State has started implementing mandatory no-fault car insurance for every citizen. This will reimburse you for:
  • Hospital expenses
  • Medical expenses
  • Wage losses from an inability to work
  • Funeral costs
No-fault insurance will not cover any damage towards your vehicle, but will cover the previous expenses regardless of who is responsible for the accident.
Also, as a resident of New York State, there are two types of liability coverage that your policy must include:
The Jerry app is the perfect platform to begin the process of getting your car insurance in New York, and it’s easy to use! We’ll get you customized quotes from top insurers in seconds so that all you need to do is pick the plan that works best for you. And once you pick one, we’ll even help you switch!
Congrats on the move, and enjoy Long Island!
Carlos Kirby
Answered on Nov 15, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!

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