How do I insure a car in Massachusetts?

I just moved from Louisiana to Massachusetts. How do I insure my car here?

Answer
To insure a car in any state, you should confirm the minimum coverage amounts that the state requires.
Massachusetts is one of 12 no-fault states, meaning your insurance policy must cover the cost of medical bills for you and your passengers as a result of an accident, no matter who is at fault. This is known as personal injury protection (PIP).
Other than PIP, liability insurance minimums for Massachusetts can be summarized as 20/40/5. Those numbers mean your policy must cover:
  • $20,000 of bodily injury liability per person
  • $40,000 of bodily injury liability per incident
  • $5,000 of property liability per accident
In addition to this, drivers must also have a minimum limit of $20,000 per person and $40,000 per accident for uninsured motorist coverage. You can find further details online at mass.gov.
If you need help getting your vehicle insured in your new state, Jerry is here for you. Download the app now to get competitive insurance quotes from providers in your area. And if you have questions about coverage options, Jerry’s friendly agents are just a text away.
Matthew Macgugan
Answered on Oct 20, 2021
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