How do I get the price of car insurance down for young drivers?

I have twins who both drive, and it’s getting a little expensive to insure them. How can I keep the price down?

Answer
When it comes to young drivers and car insurance, it’s almost always pricey. I’m sure having two young drivers is overwhelming at times as well.
Thankfully, there are a few things you can do to save money.
First, check if your current company offers discounts for young drivers. Common discounts include:
  • Good Student discounts
  • Defensive Driving or driving training course discount
  • Good driving or telematics discount
If you aren’t eligible for additional discounts, try shopping around. You can request quotes from multiple companies or try Jerry. Jerry is an app that pulls quotes from the top 50 companies in under a minute, delivering the best deals right to your phone.
Finally, stress the importance of safe driving and maintaining a clean driving record. As your twins get older, your insurance rates will begin to drop—if they prove they’re good drivers.
Lauren Smith
Answered on Nov 02, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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