How do I get short term car insurance?

Is it possible to get short term car insurance? I live overseas and I’m coming home to Texas for a short time. I want to drive around and see all of my friends and family.

Answer
“Most of the time, car insurance has set term lengths of six or twelve months.
While a few online companies offer temporary car insurance, it can be difficult to determine the quality of the coverage and policy.
Since you’re coming back for a visit, are you planning to borrow someone else’s car? If yes, usually their insurance will cover you for permissive use. If you want to be extra prepared, you can ask them to add you to their insurance as an additional driver. Doing so ensures you have coverage under their policy.
If you’re planning to rent a car for your visit, most rental car companies offer insurance for the duration of your rental. If you plan to pay with a credit card, many cards also offer rental car insurance as a card benefit.
In your situation, the best thing you can do is comparison shop and determine what option is best. If you really want your own policy, use Jerry. Jerry is an app that collects quotes from up to 50 top insurance companies in seconds! Most insurance companies allow you to cancel your insurance at any time, meaning you could get a policy for a set term and cancel when you head back overseas.
I hope you have an amazing time while visiting home with your friends and family!”
Lauren Smith
Answered on Oct 07, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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