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How do I get out of an upside-down car loan now that I'm working less?
I don't work as much as I used to, and I'm also trying to save up for a home. How do I get out of an upside-down car loan?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Based on what you’ve laid out, you have two options: work more or cut down your expenses (or both).
Since you’re already saving for another expensive purchase, you should consider both of these options anyway. You actually might want to take your vehicle and moonlight for Uber or Lyft to earn some extra cash (just make sure you have the right
car insurance
).Or you can learn to cut expenses. Get rid of cable, stop buying a $5 coffee every day, and eat at home instead of dining out. With any luck, you can pay down the principal on your vehicle until you’re not upside-down anymore.”
View full answer
- Gregory R.
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