How do I get off my parents’ car insurance?

I’m headed off to college and my parents have decided to take me off their car insurance. I know it’s about time for me to be on my own insurance, but none of us are entirely sure how to remove me from their policy. How can I get off of my parents’ car insurance?

Answer
Congrats on heading off to college! To get your own plan, start doing some research and shopping around for a plan.
Since you’re a younger driver, your rate will likely be higher due to a lack of experience, so it’s important to do the research early. A good rule of thumb is to find three quotes from three different providers.
If you want help shopping around, check out the Jerry app. We’ll get you customized quotes from top insurers in seconds, so that all you have to do is pick the plan that works best for you! And once you pick, we’ll even help you switch.
Once you’ve found a new plan, contact your parents’ provider and ask them to take you off your policy. Just make sure you’re covered with your new provider, and you should be all set!
Best of luck with your school, and, of course, your brand new policy!
Will Baldwin
Answered on Nov 29, 2021
Will Baldwin is a graduate of Ryerson’s School of Journalism with three years of experience writing and freelancing for multiple publications including The Globe and Mail. With a deep interest in geography, economics, and politics, he has come to be extremely interested in the relationship of personal finances and culture with the auto industry as one of the forefronts of his interest. When not writing, he’s an avid sports fan who splits his time between watching too much basketball and having his heartbroken by the New Orleans Saints. Will is based in Toronto, Ontario.
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