How do I get my car title back after paying off the loan?

I just made my last payment on my car loan but I haven’t gotten my title back. Is this something that gets mailed, or do I have to go in person to get it? How do I get my title back?

Congratulations on paying off your loan! In general, your lender is required to notify your state’s DMV either electronically or by submitting state-required paperwork. Your lender will let your auto loan servicer know that you no longer carry a balance on your loan. However, the specifics of when and how you’ll get your car title back vary depending on your state.
In some states, once the DMV is notified, they will automatically mail your title back to you. Others will send you a lien release and formal documentation that the loan has been paid in full and you will have to take these documents to the DMV yourself. In any state where you have to file the paperwork yourself, you could be waiting for 2 to 6 weeks for your title to be updated.
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Chloe Jenkins
Answered on Nov 05, 2021

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