If you don’t want to pay for the additional insurance through the rental company, look into your credit cards. Most credit card companies offer rental car coverage as a card benefit. If you reject the collision damage waiver and use your card to pay for the rental car, your card will cover damage or theft to the vehicle.
Rental car insurance through your credit card is usually free. If you’re considering this option, contact your card’s benefits department or look at your terms and conditions to confirm its coverage.
. A non-owners policy is a policy for those who rent or borrow cars frequently, but don’t own a car. While you would have to pay a premium for coverage, you would have coverage for extended periods.
Depending on your needs, one of these options may be better than the others. You’ll have to decide which option best suits you.
If you’re ever shopping for car insurance on your own car, use
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