Services
Insurance
Loans
Repairs
Advice
About

How do I get insurance on a rental car?

I'm renting a car for the week and I don't have my own insurance. How do I get insurance on a rental car?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Don’t stress about
rental insurance
on a rental car. You have several options to get the job done!
First, you can purchase rental car insurance directly from the rental company. All rental car companies offer their own
liability coverage
and collision damage coverage.
If you don’t want to pay for the additional insurance through the rental company, look into your credit cards. Most credit card companies offer rental car coverage as a card benefit. If you reject the collision damage waiver and use your card to pay for the rental car, your card will cover damage or theft to the vehicle.
Rental car insurance through your credit card is usually free. If you’re considering this option, contact your card’s benefits department or look at your terms and conditions to confirm its coverage.
Finally, you can get
non-owners insurance
. A non-owners policy is a policy for those who rent or borrow cars frequently, but don’t own a car. While you would have to pay a premium for coverage, you would have coverage for extended periods.
Depending on your needs, one of these options may be better than the others. You’ll have to decide which option best suits you.
If you’re ever shopping for car insurance on your own car, use
Jerry
. Jerry will generate competitive quotes from top providers in less than a minute and find you the best coverage for your needs.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings