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How do I get insurance for a rental car business?

I live in a city with heavy tourism. I think I could make a lot of money owning a rental car business. I want to start analyzing the costs. What kind of insurance do you need for a rental car company? Where do you buy it?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“For a rental car business, you’ll need to get commercial
car insurance
and liability insurance.
Anytime you use a car for business, you need a commercial policy. To find this type of insurance, you’ll want to contact multiple insurance companies in your area. Keep in mind that big-name companies like
Progressive
usually do offer commercial insurance, while many others don’t.
And if you decide to go with a larger insurance company, you may be able to bundle your policies for additional savings. As larger insurance companies offer more products, it’s easier to stay with one company for all of your business needs.
Since you’re looking to analyze the costs of starting a business, you’ll want to shop around to find the best rate. Compare coverage levels and benefits, and find out what discounts are available to you as a commercial customer when gathering quotes.
If you’re having trouble finding commercial insurance on your own, you could always enlist the help of a car insurance broker. They can often find you the best rate among all major insurance companies.
And if you’re looking for better rates on your personal car insurance,
Jerry
is your ultra-talented car insurance broker for life. No need to sit across from him at a desk—Jerry is an app! It takes less than a minute to sign up and you’ll be presented with competitive rates from up to 50 top providers.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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