PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How do I get insurance for a house with a subsidence history?
"The house I'm buying had subsidence issues a few years ago, but it's been properly repaired and underpinned so there shouldn't be any problems going forward. When I tell insurance companies about the subsidence while getting quotes, they get spooked and refuse to provide coverage. How do I get insurance in this situation?
"
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It can feel very overwhelming when an insurance company denies you coverage, but there are some things that you can try in this situation. For example, there may be other homes in the immediate neighborhood that have also had subsidence issues. You can talk to your neighbors to see what agent or insurance company they use or have used, or your realtor may be familiar with carriers for that area.
You can also ask your agent what repairs or actions need to be taken in order for the house to be considered insurable. In this case, it sounds like the situation has been remedied, so any paperwork showing proof of repairs would be necessary.
If this fails, you should contact your state’s Department of Insurance, as they should be able to provide further assistance.
“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
