How do I get cheaper car insurance for a rarely used vehicle in Arizona?

I've got three cars. The third one, an Audi, is only driven about 2,000 miles a year but it costs the most to insure. How do I get a cheaper insurance rate for this car?

Answer
In Arizona, some insurance companies like Allstate and Metromile offer usage-based pay-per-mile car insurance. It establishes a rate based on how many miles you drive.
You’ll pay a base rate, which is the same every month and based on personal factors like your age and driving history, plus a per-mile rate that usually has a cap.
Since you don’t drive your Audi very often, it may be well-suited to a pay-per-mile policy, and you could significantly lower your premium with such a plan.
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Carol Chung
Answered on Apr 12, 2021
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