How do I get cheaper car insurance for a rarely used vehicle in Arizona?
I've got three cars. The third one, an Audi, is only driven about 2,000 miles a year but it costs the most to insure. How do I get a cheaper insurance rate for this car?
In Arizona, some insurance companies like Allstate and Metromile offer usage-based pay-per-mile car insurance. It establishes a rate based on how many miles you drive.
You’ll pay a base rate, which is the same every month and based on personal factors like your age and driving history, plus a per-mile rate that usually has a cap.
Since you don’t drive your Audi very often, it may be well-suited to a pay-per-mile policy, and you could significantly lower your premium with such a plan.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
What's an acceptable credit score for my cosigner on a car loan?
"What credit score does a cosigner need to have in order to help me get approved for a car loan? I have no credit history but my credit union told me they'd approve my loan with a cosigner with decent credit."
Jul 13, 2021
How much will six points on my driver's license affect my insurance rate?
How much will six points on my license cost me? I live in upstate NY and recently was convicted of a speeding ticket. The judge said he was adding six points to my license! I have always had a good driving record, but now I am worried that my car insurance will be unaffordable or that my policy will cancel.
Jul 03, 2021
Can I take my Audi A6 back to the dealer if I found a better interest rate?
"Despite my 800 credit score, the dealer offered me a 60-month car loan on my Audi A6 at 6.49%. This seemed high, so I shopped around and found a 3.25% rate. Can I take the car back to the dealer?"
Jun 10, 2021