How do I get cheap car insurance in New York City?

I live in New York City and haven’t needed a car to get around. I just got a job that I need a car for. How can I get cheap car insurance?

Answer
New York City, and cities in general, often have high insurance rates, so you’re not alone in wanting to find a cheaper rate!
A great way to get the cheapest car insurance is to comparison shop. A hassle-free way to do this is with the Jerry app. Jerry can provide you with competitive quotes in under a minute, ensuring you always have the best rate and coverage.
You can also look to see if you are eligible for any discounts with companies. Common discounts include:
Apart from this, you can look at the coverage and type of car you’re getting. A used car will almost always be cheaper to insure than a brand new car. Additionally, carrying the minimum liability coverage instead of full coverage can save you money.
If you find your rate is still high after shopping around, don’t stress! Insurance rates change frequently, and you may be eligible for a lower rate in the future.
Lauren Smith
Answered on Nov 02, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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