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How do I get cheap car insurance as a young driver?

My insurance is high because I'm only 18. I'm looking for affordable insurance before I head off to college. How can I get cheap car insurance?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Finding cheap
car insurance as a college student
or young driver is difficult, but it’s not impossible.
When looking for insurance as a young driver, you may want to consider insurance companies that offer driving behavior discounts or programs for young drivers.
State Farm
offers a driving behavior program called Drive Safe and a young driver training program called Steer Clear. If you complete either of these programs, State Farm will give you a discount on your policy.
Many car insurance companies also offer discounts for defensive driving or driver training courses, so that’s an option to consider as well. Continue to maintain a
clean driving record
, as this can also lower your rates.
When looking for cheap car insurance, comparison shop. Every car insurance has different rates, so shopping around is key to finding the best rate. If you want cheap car insurance quotes fast, go to
Jerry
. As a licensed insurance broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.
Hopefully, with these suggestions, you’ll be able to find a lower rate. That said, as you gain more experience and maintain a clean record, your rate will start to decrease. You can continue to shop around every policy renewal to ensure you’re getting the cheapest rate.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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