isn’t easy because insurance companies consider you a higher risk to insure.
Since you are unfamiliar with the road, companies expect you to get into more accidents or incidents. Insurance pays claims out of a premium pool, so you pay more to cover the claims you submit.
However, finding a decent rate isn’t impossible. As a new driver, consider taking driver training courses. Most insurance companies offer discounts on policies with proof of completion.
You could also enroll in a driving behavior program. With telematics programs,
track your driving and offer a discount for being a good driver. If you can prove to a car insurance company that you are a safe driver, your rate will decrease.
Beyond this, you will need to shop around. Looking into multiple insurance companies can give you a better idea of the cost of the coverage you’re looking for. Every company’s rates and discounts vary.
If you’d like to see quotes from up to 50 top insurance companies, consider downloading
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.