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How do I get car insurance in British Columbia?
I live up in Vancouver, B.C., and I'm shopping for car insurance for the first time. I know there's a basic level of coverage I need to get, but should I get any additional coverage? And where do I even start?
Ben Guess · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Start simple! You’re right—every driver in British Columbia is required to have ICBC Basic Autoplan insurance.
- Medical costs
- Income replacement
- Basic vehicle damage
This is a good start, as it covers several important basics. However, a lot of B.C. drivers tend to buy additional coverage, such as
collision
or comprehensive
, for security and peace of mind. It all depends on what coverage is best for you, and what your own needs are!
View full answer
- Gregory R.
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