How do I get business insurance on a car?

I'm starting a small housekeeping service with my business partner, and we are looking into buying a fleet of vehicles. Can you explain how to get business insurance on a car?

Answer
What an exciting opportunity! Buying vehicles for your business means looking for a commercial car insurance policy. These policies often come with increased liability coverage to prevent the company from lawsuits in the event of an accident.
Business policies are similar to personal policies in sign up and coverage types, though they will not typically cover:
  • Medical expenses incurred by the driver not related to an accident in a company vehicle.
  • Items inside the vehicle.
  • Accidents when the employee is using their personal vehicle for business.
If you need help finding a business insurance policy, try using the Jerry app. We’ll get you customized quotes from over 50 of the nation’s leading providers to get you a great rate.
Happy cleaning!
Matthew Macgugan
Answered on Dec 06, 2021
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