How do I get a rental car through the insurance company?

My car is headed to the shop for an extended repair. Is it possible for me to get a rental car from my insurance company?

Answer
Sorry to hear about your car trouble.
Whether you’ll be able to get your insurance company to cover a rental car depends on your situation. If you were in an accident and are at fault or your vehicle was damaged from a non-collision accident, generally, your car insurance policy won’t cover it. The fees would only be covered if you purchased the optional rental reimbursement coverage before the damage happened.
If you have rental reimbursement coverage, you should contact your agent and file a claim. They will most likely take control, providing you with a rental car as soon as they can. Some carriers have preferred rental companies, and you may get a discount if you rent a car through one of them.
However, if you’re not at fault in an accident, the other driver’s insurance policy will likely cover the cost for you to obtain a rental car.
If you want help finding a company with a good rate for rental reimbursement, look for a policy with Jerry. Jerry is your ultra-talented car insurance broker for life. No need to sit across from him at a desk—Jerry is an app! It takes less than a minute to sign up, and you’ll be presented with competitive rates from up to 50 top providers.
Will Baldwin
Answered on Nov 08, 2021
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