How do I get a rate I was quoted from my current car insurance company?

I went online and submitted a quote for car insurance with my current carrier. The rate they gave me was $60 less than what I'm currently paying. How do I get this lower rate?

Answer
“You should reach out to your current company and find out what may have changed. They may be able to adjust your rate based on this information. It could be that you qualify for a discount that you weren’t previously eligible for.
If the change was something small, like you just had a birthday or a ticket fell off your record, they may not adjust your rate until your policy renewal.
You can also always shop around with other carriers, as you may be able to find a similar rate. Requesting car insurance quotes online with different carriers is a great way to secure the best premium.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. This free app can collect quotes from up to 45 top insurance companies in seconds!
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Emily Maracle
Answered on Apr 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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