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How do I get a car loan for a rebuilt car title?
A friend of mine works on cars and rebuilt a 1969 Plymouth Fury from basically a shell of a body. I want to buy it from him, but I’ll need a loan to do so. How do I get a car loan for a rebuilt title? It’s already had a safety inspection from the state.
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A 1969 Plymouth Fury is one sweet ride. With a few tips, you can probably make ownership a reality. Here’s how to do it.
The first step is to ensure that the Fury has a
rebuilt title
and not a salvage title. Without this distinction, lenders will be hesitant to give you a loan because the car signifies an unknown risk.If you have a rebuilt title, though, the process is identical to getting a car loan for any other type of vehicle. The main distinction is that you’re likely going to have to pay a higher interest rate due to the perceived risk of a rebuilt car.
Getting car insurance for a rebuilt title can also be a bit tricky. In most cases, the
car insurance
company will only allow you to get liability coverage
. While this is cheaper than full coverage, you will have to pay for any at-fault damage to your car or incidentals out of your own pocket. Want to get car insurance at a great rate? Just sign up with
Jerry
. In just minutes, you can search rates from top car insurers to find the best value for your money.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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