How do I find good car insurance?
I am moving away from home for the first time and need to get my own car insurance right? How do I find good car insurance?
“Congratulations on heading out on your own!
Because you’re moving, you’ll have to find new coverage. You can stay on your parent’s car insurance for as long as you stay at the same address.
Now that you’re shopping for insurance, know that there is a difference between good car insurance and cheap car insurance.
Almost all states require car insurance and have different basic requirements, so depending on where you move, the basic requirements may be the same. Generally, you need to get liability insurance as a basic form of coverage.
That said, meeting the required basic limits of insurance doesn’t provide much protection. The limits of insurance that work well for most people is 100/300/50. This means you’ll have 100k/300k coverage for bodily injury coverage and 50k for property damage.
Liability insurance doesn’t cover everything. For example, your car won’t be covered by your liability if you are in an accident or if someone breaks into your car.
You should decide what type of coverage you want. If you want more protection, you should look into collision coverage or comprehensive coverage.
What defines good insurance is different for everyone. Good insurance is a policy that provides the right amount of protection at a price that is affordable.
A great way to figure out how to get good coverage is via an auto insurance comparison website to compare quotes. To find the best coverage for you, try the free Jerry app. Jerry pulls quotes from the top 50 companies in under a minute and delivers the best deals right to your phone.”
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