Reviewed by Shannon Martin, Licensed Insurance Agent.
“Congratulations on heading out on your own!
Because you’re moving, you’ll have to find new coverage. You can stay on your parent’s car insurance for as long as you stay at the same address.
Now that you’re shopping for insurance, know that there is a difference between good car insurance and cheap car insurance.
Almost all states require car insurance and have different basic requirements, so depending on where you move, the basic requirements may be the same. Generally, you need to get
That said, meeting the required basic limits of insurance doesn’t provide much protection. The limits of insurance that work well for most people is 100/300/50. This means you’ll have 100k/300k coverage for
Liability insurance doesn’t cover everything. For example, your car won’t be covered by your liability if you are in an accident or if someone breaks into your car.
you want. If you want more protection, you should look into collision coverage or comprehensive coverage.
What defines good insurance is different for everyone. Good insurance is a policy that provides the right amount of protection at a price that is affordable.
A great way to figure out how to get good coverage is via an auto insurance comparison website to compare quotes. To find the best coverage for you, try the free
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.