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How do I file an insurance claim for a car accident?
I got into a car accident. It was raining and my foot slipped, so I didn’t brake in time when the person in front of me stopped suddenly. How do I file the insurance claim? I already did the police report and exchanged info with the person in front of me.
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m so sorry to hear about your accident! That sounds frustrating, but I am glad you’re ok.
You’re going to want to
call your insurance company ASAP
. Informing them before they hear about it from the other driver’s company works in your favor. You may also be able to submit a claim online or through your company’s website or mobile app.When filing a claim, you’ll want to provide your
car insurance
with a copy of the police report, any pictures of the accident you took, and the other driver’s information you collected. They’ll use this information to work with the other driver’s insurance company. You can follow up with your insurance adjuster to check-in. For damage, your
property damage coverage
will cover the other driver’s vehicle. For your own vehicle, you’ll need to have collision coverage
to cover the repairs. Anytime you file a claim or get into an accident, your premium will likely increase at renewal. It might be a good idea to shop around and be sure you’re getting the best rates.
It’s easy to do this with the
Jerry
app. Jerry gathers personalized quotes from dozens of top providers and delivers the best deals to your phone in minutes. No long forms. No calling around. Just savings. Best of luck with the claims process.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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