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How do I file a renters insurance claim?

My apartment was burglarized and a few things were stolen, but I am okay. How do I file a renters insurance claim with my insurance company?

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Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m so sorry to hear about the burglary, but I am glad to hear you aren’t hurt. When we buy
renters insurance
we hope we don’t have to use it, but it is important to know how to file a claim should you need it.
Follow these steps to file a claim with your renters insurance:
  • Tell your landlord right away. Your landlord might not be involved in the claims process, but they need to be notified of any damaged property.
  • File a police report. If your rented property was vandalized, burglarized, or a theft occurred, your insurance company will likely require a police report.
  • Contact your renters insurance company. Letting your renters insurance company know you’re about to file a claim may help expedite the process and get your payout faster.
  • Document any losses. Make note of the steps of the claims process, and take photographs of your property.
  • Finish the claims process. You can complete the claims process once you’ve gathered the information listed above. In most cases, you will have 48-72 hours to finish your renters claim.
  • Update your inventory. Go through your belongings to make an updated inventory of everything.
It’s important to be prepared in case of an emergency, and renters insurance provides great coverage for you and your property. If you’re wanting to save on your renters insurance,
Jerry
can help whenever you’re ready. It will take under a minute to get quotes from top insurance carriers, you can sign up with the policy that best fits your needs right away, and Jerry can even help you cancel your old policy. Start saving with Jerry today.
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