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How do I file a gap insurance claim in Minnesota?

How do I file a claim with my gap insurance? I purchased a new Honda CR-V a couple of years ago with gap insurance. It's totaled after an accident, so I need to file a claim with my gap insurance.

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Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Gap insurance
will help make up the difference between your car loan and the actual cash value (ACV) of your vehicle if it’s deemed a total loss.
If the accident constitutes a total loss and you owe more on your vehicle than it’s worth, then you can file a gap insurance claim.
You’d file a claim with your
car insurance
company, lender, or car dealership, depending on who manages your gap insurance.
You’ll likely need the information on your:
  • lease/car loan
  • original sales agreement
  • gap insurance contract.
Whoever is responsible for your gap insurance can also provide you with any additional information regarding their requirements.”
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