How do I file a claim to replace the roof of my house?

My roof is 28 years old, so it's definitely due for a replacement. How do I file a claim to replace the roof?

“If your roof is old, your home insurance isn’t going to cover the costs. Homeowners insurance will only replace the roof if it was damaged by a covered peril, like a windstorm or fire.
What you’re thinking of is a home warranty, which will cover the costs of replacing your roof. This is like how an extended warranty, and not car insurance, would cover wear and tear to your vehicle.
Once you do replace your roof, make sure to get in touch with your insurance company so they can adjust your coverage.
Home improvements often affect your rates. While a new roof should lower your rates, it’s still a good idea to shop around and make sure you’re getting the best coverage. Jerry makes insurance shopping easy. Jerry will compare rates from the top providers for you and delivers the best deals to your phone in minutes.”
Eric Schad
Answered on Aug 17, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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