How do I file a claim for a car accident through insurance?

I got into a small accident today. What are the steps I need to take to file a claim for my car accident?

Answer
We’re sorry to hear about your accident!
To file a car insurance claim, you can follow these steps below:
  • Contact your insurance company as soon as possible
  • Provide necessary information such as who was driving and what vehicle was involved
  • File a police report
  • Follow up with your insurance adjuster
  • Wait for the adjuster to evaluate the accident
  • Accept payment
Make sure you collect the names and insurance information for the other drivers involved in the accident, as well as witnesses who may be able to support your claim. Additionally, write down the claim number after talking to your insurance agent.
Keep in mind that procedures will slightly vary depending on the state and insurance provider.
Accidents can cause rate increases, so you may want to shop for a cheaper insurance policy when it’s time to renew your policy.
You can use the Jerry app to compare rates from the top companies for you in under a minute. Once you find a policy that works for you, Jerry will take care of all of the rest—including canceling your old policy!
Grace Cho
Answered on Nov 10, 2021
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