How do I file a claim against someone else’s car insurance?
I got into an accident, it was the other person's fault. How do I file a claim against their insurance?
I’m sorry to hear about your accident!
There are a few things you need to do first when you are a part of an accident. You need the following from the other driver:
- Their name
- Their address
- Their driver’s license number
- Their insurance policy
- Their plate number
- Photos of the damage to the cars/property
Next, you should call the police. You will probably have to file a police report, and you will need a copy of this for your insurance.
Then, you should get a quote from a mechanic for the damages to your car. Your insurance agency will also want this information. You should also go to a doctor or see a physician as soon as possible to check for injuries you might not have noticed because of the adrenaline from the accident.
Contact your insurance company. They’re going to want to know all the information you collected as soon as possible. They, like the police, will try to determine who was at fault.
You then wait for the other insurance company to determine whether they also think their policyholder was at fault. You shouldn’t have to contact their insurance agency, it’s the other party’s duty to do so. Your company will also contact them for you.
Getting into an accident is very scary. It helps if you have roadside assistance at a great price, try Jerry. Jerry partners with Urgently to provide you with industry-leading roadside assistance, including benefits like towing, lockout service, and a mechanics hotline.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
How do I cancel my Liberty Mutual car insurance online?
I need to change up my car insurance because I’m moving and would like something cheaper. I currently have Liberty Mutual car insurance. Is it possible to cancel it online?
Nov 02, 2021
How do I file a car insurance claim with GEICO?
I got into an accident, how do I file a claim with GEICO?
Nov 02, 2021
How do I get cheap car insurance in New York City?
I live in New York City and haven’t needed a car to get around. I just got a job that I need a car for. How can I get cheap car insurance?
Nov 02, 2021