Services
Insurance
Loans
Repairs
Advice
About

How do I file a car insurance claim for a car accident?

I was hit at a stoplight by an uninsured driver. How do I file a claim with my car insurance?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you have
uninsured motorist coverage
or
collision coverage
, you can submit a claim to your insurance.
To file a claim, call your insurance company. Some insurers also allow you to file a claim online or through their mobile app.
When filing a claim, you will have to provide your insurance with the accident details. The insurer will want to know what happened and the other driver’s information, if you have it. Your insurer will also want to see the police report from the scene of the accident.
After they have all the information regarding the accident, the agent will file the claim. Stay in contact with your insurance company afterwards and throughout the remainder of the claims process.
A claims adjuster will review the accident details and the damage to your car. You will also have to get an estimate of the damage done to your vehicle. If the insurance company approves of the cost, you will be able to repair your vehicle.
Since insurance rates can increase after filing a claim, consider using
Jerry
. Jerry is an app that collects quotes from up to the 50 top insurance providers and can find you great insurance at the lowest price.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings