Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m sorry to hear about your accident! To help reduce stress, there are several steps you should follow to submit a claim.
Take pictures of the damage, exchange information with the other driver, and call the police. While it may not seem necessary to involve the police, in some states, you must.
or your ID card. You may also be able to access it through your online account or app.
Once you report the accident to your insurance, they’ll open up a claim. An adjuster from your company will review the damage and determine fault. They’ll also ask for the other driver’s insurance information.
If you’re not at fault, your insurance will work with the other driver’s insurance to ensure your damages or injuries are paid for. Your insurance may also pay for any medical expenses or damages until the other insurance company pays out.
If you are at fault, your insurance will work with the other company to pay for the other driver’s damages or injuries. If you have
app. We’ll get you customized quotes from multiple providers so you know that you’re getting the best deal on the coverage that’s right for you. That way, if you ever get into a similar accident again, you can rest assured knowing that you’ve got the insurance you need to cover it.”
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.