How do I evaluate car insurance?
I’m currently looking around for a new insurance plan, and I’m not really sure what to look for. How can I evaluate a car insurance policy to find the one that I want to purchase?
Kudos to you for wanting to make the best choices for your car! I’m happy to say that while shopping around is always a good call, there are a few steps to follow to make sure you’re getting the best car insurance quotes.
First, you’ll want to consider how much you’re willing to spend on car insurance. You should also determine your state’s insurance minimum as a starting point for budgeting your policy, since you’ll need to be insured at least to your state’s requirements. Keep in mind that you don’t necessarily need to buy comprehensive and collision coverage unless you’re leasing or financing your vehicle, or want the extra protection.
The next step is to shop around for quotes to find the company that can give you the best policy and that meets your budget needs. You can look for discounts that can lower the amount you pay for insurance each month. These often include:
- Good driver discounts: no accidents or tickets in the last 3 years
- Good student discounts: students with a B average or higher
- Equipment discounts: anti-theft or tracking devices on your car
The best way to evaluate multiple insurance companies is to use a comparison tool like the Jerry app. We’ll get you personalized quotes from top providers in minutes, so that all you need to do is pick the plan that works best for you. And once you’ve picked, we’ll even help you switch!
Happy insurance shopping!
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