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How do I dispute a car insurance claim?

I was in an accident and my car insurance claim isn’t accurate. How do I dispute a car insurance claim?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m so sorry to hear you were in an accident. I hope you are okay.
Luckily, there are a couple of things you can do if you disagree with your
car insurance claim
. You can:
  • Look over the claim you filed to see if there’s any way to better prove your
    claim
    or provide more accurate information.
  • Contact your insurance company.
  • File an appeal.
  • Hire someone who will be a third party, either an attorney or another claim adjuster, to help better make your case.
If the settlement or payout amount is inaccurate, be sure to collect proof that details the correct amount, like your vehicle’s
actual cash value
or similar vehicles’ values. Most insurance companies allow you to negotiate or dispute a claim before accepting a settlement.
If someone has filed a claim against you that’s incorrect, be sure to provide your insurance and the other driver’s insurance company with proof correcting the information. It’s common for people to submit fake claims or exaggerate after an accident, so being prepared is essential. Showing pictures of the damage or any documentation from the scene, like a police report, can help correct false information.
While this is a stressful situation, providing as much proof as possible will help with discrepancies. Should you need help, you can always contact a lawyer or adjuster for a consultation.
Once you’ve settled your claim, consider shopping around for insurance. Car insurance rates vary, especially after an accident, and
Jerry
can help you find the best price. Jerry is an app that gathers the best rates from top insurance providers, ensuring you’re always getting the best price even with an accident on your record.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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