How do I determine my car insurance price?

I live in Delaware. I just got my first salary job, and I want to create a budget. I need to get car insurance for the first time but have no clue how much I should expect to pay. How do you figure out how much car insurance will be?

Answer
The price of car insurance depends on a lot of factors, including where you live, the car you drive, the coverage you want, and your personal characteristics.
On average, Delawareans pay $3,216 a year for minimum coverage.
Speaking of which, since you live in Delaware, start by familiarizing yourself with Delaware car insurance laws. The Blue Hen State requires a minimum of liability insurance and personal injury protection to drive legally.
To find the best deals and avoid overpaying for insurance, go to Jerry. Jerry is an insurance comparison app that shops for low prices with over 50 different insurance companies for free. You will get quotes in seconds, and if you ever have any questions, agents are just a text away!
In order to provide accurate quotes, insurance companies will want to know:
  • Your age, birthdate, address, marital status, and occupation
  • Your driving history (accidents, tickets, etc.)
  • Vehicle information like the make, model, year, and vehicle identification number (VIN)
  • If you own the car outright or have a lease or loan
  • If the car has an anti-theft device
  • How many miles you’ll be driving yearly and whether you’ll be using the car for work or pleasure
  • The type of coverage you’ll require
The good news is the average Jerry user saves $879 a year on car insurance. Download the Jerry app or go to getjerry.com.
Lauren Smith
Answered on Nov 22, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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