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How do I determine my car insurance price?

I live in Delaware. I just got my first salary job, and I want to create a budget. I need to get car insurance for the first time but have no clue how much I should expect to pay. How do you figure out how much car insurance will be?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The price of car insurance depends on a lot of factors, including where you live, the car you drive, the coverage you want, and your personal characteristics.
On average, Delawareans pay $3,216 a year for minimum coverage.
Speaking of which, since you live in Delaware, start by familiarizing yourself with
Delaware
car insurance laws. The Blue Hen State requires a minimum of
liability insurance
and
personal injury protection
to drive legally.
To find the best deals and avoid overpaying for insurance, go to
Jerry
. Jerry is an insurance comparison app that shops for low prices with over 50 different insurance companies for free. You will get quotes in seconds, and if you ever have any questions, agents are just a text away!
In order to provide accurate quotes, insurance companies will want to know:
  • Your age, birthdate, address, marital status, and occupation
  • Your driving history (accidents, tickets, etc.)
  • Vehicle information like the make, model, year, and vehicle identification number (VIN)
  • If you own the car outright or have a lease or loan
  • If the car has an anti-theft device
  • How many miles you’ll be driving yearly and whether you’ll be using the car for work or pleasure
  • The type of coverage you’ll require
The good news is the average Jerry user saves $879 a year on car insurance. Download the Jerry app or go to getjerry.com.
View full answer 
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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