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How do I decrease my car insurance premiums?

I’m trying to save some money on my car insurance. Do you have any tips or tricks to help me lower my premium?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Oh, do I ever! Pull up a metaphorical seat.
When it comes to saving money on your car insurance premiums, the best way to save is by shopping around. You’ve got to reach out to dozens of different companies, apply, and then reapply.
This is a great way to memorize your social security number, but it’s tedious.
So here’s what you do. Download the
Jerry
app. Jerry gathers personalized quotes from dozens of top providers and delivers the best deals to your phone in minutes.
You can also:
  • Raise your deductible This is how much you spend out of pocket before your insurance kicks in, so make sure this is something you can afford.
  • Check out common
    discounts
    Talk to your insurance company and see if they offer discounts. Insurance companies offer discounts for small things, like paperless billing or
    bundling your insurance
    .
  • Work on your credit score Most companies factor in your credit score when determining your rate. With time and a higher score, your premiums will decrease.
  • Cut Coverage Sometimes, you’re paying for additional coverage you don’t need. Go through the
    types of insurance
    you have and see if you can get rid of anything.
If you have any more questions about your car insurance and ways to save, feel free to text our licensed agents through the Jerry app.”
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WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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