How do I deal with my car insurance company if my car was totaled in an accident?

I got into an accident and the car insurance company deemed my car a total loss. I've never had to deal with anything like this before; what do I do now?

Answer
“I’m so sorry that your car was totaled—that’s always a horrible experience.
The first thing to do after a car accident is to call your insurance company as soon as possible. They’ll send out an adjuster to determine the actual cash value of your car if it is indeed totaled.
Once your car insurance deems the car a total loss, you will have to wait somewhere between seven and 45 days to get a check for the vehicle.
If you feel at any point that you’re not being adequately supported by your insurance company, remember, it is always okay to switch companies. One easy way to figure out if you could get better coverage or a better price is to use the Jerry app. We’ll send you customized quotes from multiple providers instantly so all you have to do is pick the plan that works best for you.
Best of luck with filing your claim, and hopefully you’re able to recover smoothly.”
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Eric Schad
Answered on Sep 22, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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