How do I deal with car insurance adjusters?

I am worried about how much I will be paid out for my recent accident claim. How do I deal with my insurance adjusters?

Answer
We’re sorry to hear about your accident. Here are some tips to ensure that your experience with an adjuster goes as smoothly as possible:
  • Document the accident: Take pictures of the damage to your car and make a police report. The more evidence the adjuster has, the better.
  • Make your claim right away: If you don’t make your claim quickly, the adjuster may not be able to attribute your car’s damage to the accident.
  • Document conversations: Have an accurate record of your conversations with the adjuster—consider taking notes or recording your conversations in case disputes arise in the future.
  • Don’t lie: Adjusters are trained to find the truth and determine fair settlements. If they catch you in a lie, it could hurt the outcome of your claim.
If you’re unhappy with your insurance policy, maybe it’s time for a switch. Check out insurance broker Jerry for free, personalized quotes.
Kathleen Flear
Answered on Oct 26, 2021
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