Services
Insurance
Loans
Repairs
Advice
About

How do I check on my car insurance policy?

How do you check what is covered by your car insurance? I am going to take out a loan to buy a new car this month. I know that new cars require certain car insurance coverage but I'm not sure what I currently have for the vehicle I own now. How can I tell?

avatar
Phoebe Mah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“One way to check what’s covered by your insurance policy is to locate your insurance ID card.
Depending on your state, the information your ID card contains will vary. But even if coverage specifics are missing, you will be able to find some useful information, such as the policy number, which you can use to look up your policy details.
Once you have your policy number, visit your insurer’s website or download its app. Then, input your policy number and other personal details as prompted to set up an account online. From there, you can check on your policy details, make adjustments to your coverage, and even pay your bill.
Another option is to contact your insurance provider. They’ll ask you a few questions to verify your identity, then they can review your policy and explain which types of coverage you currently have and which you may need when purchasing a new vehicle.
If you’ve lost your insurance card and/or policy documents and would like a new copy, you can request paper or electronic documents while you have the agent on the line.
Did you know the type of vehicle you drive will impact the cost of your insurance premium? If you find that your new car is expensive to insure, try
Jerry
. Jerry will gather competitive quotes from top insurance companies so you can compare rates and avoid overpaying.
The best part? The average Jerry user saves up to $879 a year on car insurance.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings