How do I check my car insurance policy type?

Do I have liability insurance or comprehensive coverage? How do I check what my car insurance policy type is? It's so confusing!

Answer
Welcome to the world of car insurance—it may seem confusing, but I’m happy to say that to tell what kind of insurance you have, simply check your policy paperwork.
There are a few different types of insurance coverage that you may have on your policy.
Liability coverage includes bodily injury and personal damage coverage. These pay for bodily injury, property damage, and death resulting from an accident in which you were at fault.
Medical coverage and personal injury protection covers medical expenses resulting from a car accident, lost wages, and most other accident-related expenses no matter who caused the accident.
Uninsured motorist coverage includes coverage for damages resulting from a driver without insurance.
Collision coverage pays for damages to your vehicle when it hits another vehicle, while comprehensive coverage pays for damage resulting from your car getting vandalized, flooded, or stolen.
The amount of coverage you need under each section depends on your driving history, whether you’re leasing or financing your vehicle, and other factors. Contact your insurance rep if you need help choosing coverage.
If you want to make sure you’re getting the best possible deal on the coverage you need, check out the Jerry app. We’ll get you personalized quotes from top providers and find the rate and coverage that meets your needs. And if you find a plan you like, we’ll even help you switch!
Best of luck with all things insurance!
Matthew Macgugan
Answered on Dec 08, 2021
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