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How do I check my car insurance policy?

What’s the best way to look up my car insurance policy? I was in a minor accident about a week ago. No one was harmed and the damages to my car weren’t horrible, but I'm not sure if my car insurance will cover the cost of repairs. How can I check?

avatar
Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m very sorry to hear that you were involved in an accident, but I’m glad no one was hurt.
At this point, yes, you should check your car insurance policy to find out what will and will not be covered by your insurance. You can find all the details on your
policy declaration page
, which is typically the very first page of your policy documents.
Declaration pages usually include:
  • The name of your insurance company
  • The name and address of the policyholder
  • The policy number
  • The effective dates of coverage
  • A list of drivers
  • The make, model, and vehicle identification number (VIN)
  • Coverages
    and limits
  • Premiums for each coverage type
  • Endorsements or riders
If you find your coverage is lacking or feel you’re paying too much for car insurance, the
Jerry
app can help! Jerry will gather competitive quotes from over 50 of the top insurance companies to help you find better coverage at a better price. Once you choose a new policy, Jerry will even help you make the switch and assist in canceling your old insurance for you.”
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