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How do I check if my car loan is paid off?

I paid off my car loan—at least, I think so. How can I double-check?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you want to ensure that your
car loan
 is fully paid, contact your lender to ask. It usually comes down to how you paid the loan off:
  • If you made all the monthly payments on time for the duration of your loan: you should be fine. Your lender may send you documentation and the title so that you can retitle the vehicle without a lienholder.
  • If you paid the loan early: check whether you only paid the principal balance. If so, you may have missed any interest that accrued. Your lender can provide a payoff letter outlining anything that remains.
MORE:
Should you get a 72-month car loan?
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