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How do I check for flood damage to my car?
What are the signs of flood damage to a car? I live near a flood site and I’m worried my car might be damaged. I want to know if it’s still safe to drive or if I should have a professional take a look at it.
Hana Sabah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Water can wreak havoc on vehicles—so you’re right to be concerned about damage to your car in the wake of a flood. Although it’s always advised to talk to a
professional
if you suspect something is off with your car, look out for these telltale signs of flood damage.- Foul smell: The quickest way to identify potential flood damage is to do a sniff test. If enough water has made its way into your car, you will smell a moldy or mildew aroma (which is hard to get rid of).
- Dampness: Feel your way around your car. Lift up the carpets and check for moisture.
- Rust: Look under your vehicle forrust. Take out the spare tire in the trunk and look under there, as well.
- Water in oil: Perform an oil check. Water may have even gotten into your car’s engine. If you’re familiar with the viscosity and texture of your oil, you could check if water has made it through. (Consult a mechanic if necessary.)
As a final check, take your vehicle for a test drive. Electrical functions are a key indicator that your car might have been exposed to significant amounts of water. You want to make sure all electrical components are operational.
The frequency of flooding has increased in recent years in the United States. Luckily, some home insurance providers offer flood insurance—as does the federal government.
The
Jerry
app can help you find great insurance at a great rate. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even help you cancel your old policy.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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