How do I change my car insurance over to a new owner’s name?

I’m selling my car. How do I transfer the insurance over as well?

Answer
While transferring a title is essential to selling a car, you can’t transfer your car insurance. Since car insurance rates are dependent on individual factors—like location and driving history—rates vary from person to person. Even if you could transfer your insurance, the rate and coverage may change.
It’s important to maintain your current policy on the vehicle until the sale is finalized, but once the new owner has signed the title, they are free to drive off with their new car and are responsible for insuring it. As the other driver has to register the vehicle in their name, they’ll need proof of insurance for the DMV as well.
If you’re moving onto a new car, consider shopping around for a new insurance policy, too. The Jerry app can help you save by pulling quotes from the top 50 companies in under a minute. Jerry delivers the best deals right to your phone, making the switch hassle-free!
Lauren Smith
Answered on Nov 02, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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