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How do I change my car insurance over to a new owner’s name?
I’m selling my car. How do I transfer the insurance over as well?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While transferring a title is essential to selling a car, you can’t transfer your
car insurance
. Since car insurance rates are dependent on individual factors—like location and driving history—rates vary from person to person. Even if you could transfer your insurance, the rate and coverage may change.It’s important to maintain your current policy on the vehicle until the sale is finalized, but once the new owner has signed the title, they are free to drive off with their new car and are responsible for insuring it.
As the other driver has to register the vehicle in their name, they’ll need
proof of insurance
for the DMV as well. If you’re moving onto a new car, consider shopping around for a new insurance policy, too. The
Jerry
app can help you save by pulling quotes from the top 50 companies in under a minute. Jerry delivers the best deals right to your phone, making the switch hassle-free! View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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