How do I change my car insurance mid-policy?

I’m tired of my current car insurance. Their customer service is lacking, and I’m not getting what I need from them. Can I change my insurance mid-policy?

Answer
Yes, you can, but before you change your provider mid-policy, confirm there are no fees for canceling mid-term. You can reach out to your current car insurance company or read your policy terms and conditions to find out.
Before canceling and changing your insurance, also make sure that your new car insurance is effective for the day you plan to cancel. Doing so prevents a lapse of insurance and ensures you’re not driving around uninsured.
Since you’re unhappy with your current company, be sure to shop around with multiple companies before making a decision. Request quotes from at least three different companies, and look at reviews. You’ll also want to check to make sure the coverage you’re looking for is available with your new company.
A great way to shop around is with the Jerry app. Jerry is a licensed insurance broker that lives in your pocket. all. Jerry pulls quotes from the top 50 companies in under a minute and delivers the best deals right to your phone for free.
After you decide what the new policy you want is, contact your old insurance company to let them know you’re canceling your policy. If you paid for your policy in full, you may be eligible for a refund as well. Too much work? Jerry can even take care of this for you.
Lauren Smith
Answered on Nov 02, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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