How do I cancel my USAA renters insurance?

I have a renters insurance policy with USAA. I’m moving back home, so I won’t need coverage anymore. How can I cancel my USAA renters insurance?

Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s smart to cancel your renters insurance since you are moving home. Thankfully, it’s relatively easy to cancel your
renters insurance policy.
To cancel your USAA renters insurance, you’ll need to either call USAA directly or go online through the app or website. If you call, you’ll need to provide the agent with:
  • Your name
  • Policy number
  • Address
  • Effective cancellation date
Before you cancel, be sure you give the date your lease ends or your move-out date. You don’t want to remove coverage before you’ve moved out, just in case something happens.
Additionally, if you’re canceling mid-term and paid in full for the year, you’ll want to inquire about a potential refund for any unused premiums. You may be eligible for a partial refund.
If you currently have car insurance through USAA, you may be losing a discount on your policy by canceling your renters insurance. To ensure you keep saving on your insurance, use the
Once you download Jerry, answer a handful of questions that will take you roughly 45 seconds to complete and you’ll immediately get car insurance quotes for coverage similar to your current plan. Jerry customers save an average of $887 a year.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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