Services
Insurance
Loans
Repairs
Advice
About

How do I cancel car insurance in New York?

I'm moving from Albany to New York City, and I'm planning on selling my car before I move. How do I cancel my insurance policy before I sell it?

avatar
Jaya Anandjit · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In
New York State
, you will need to contact your insurance company to
cancel your policy
.
You can cancel your
car insurance
policy by phone, online, or through your provider’s mobile app. Either way, you will need to:
  • Set the date: Let your insurance provider know the day that you would like your coverage to officially end. Be sure to cancel your coverage before you
    sell the car
  • Confirm your cancellation with the DMV: Your insurance provider is required to contact the DMV on your behalf about the insurance cancellation. 
  • Surrender your plates to the DMV: You should do this before cancelling your insurance policy. If the DMV receives the cancellation notice and the vehicle is still registered, it will be considered a lapse of insurance and you may receive fines or penalties.
If your car insurance provider doesn’t file electronic confirmation to the DMV, you’ll be sent a letter that will request your license plates and, if you sold the vehicle, prove that the vehicle was sold. If you didn’t sell the vehicle, you will need to prove that you have insurance coverage. Beware that if you fail to comply, your
driver’s license
and
registration
will be suspended.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings