How do I cancel a car insurance claim?

A week ago, I accidentally scratched my brand-new car while driving on a road that was overgrown with thorn bushes. In a panic, I filed a claim. However, the damage turned out to be much less than I figured, and I would rather pay out of pocket than risk my premium going up. Is there any way I can cancel a car insurance claim?

Answer
I’m so sorry about the body damage to your car! I’m happy to give you good news here, though—you can easily cancel a car insurance claim by calling your your insurance carrier’s claims department.
The main exception to this is when you are at-fault for an accident and another driver files a claim against you. You would not be able to cancel that claim.
If you’re unhappy with your current coverage, it might be time to look around for a new provider. Jerry can instantly get you quotes from multiple different providers, so all you need to worry about is keeping your car on the road (and hopefully out of overgrown thorn bushes!)
Ben Guess
Answered on Nov 01, 2021
Ben has a BA in Journalism + Design from The New School, as well as three years’ experience in content writing and data journalism. They are deeply interested in how the car industry intersects with issues of inequity in the world, as well as in making auto insurance more accessible through writing. When they’re away from the keyboard, they enjoy baking, embroidering, and playing Dungeons and Dragons with friends. They are based in Boston, Massachusetts.
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