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How do I cancel a car insurance claim?

A week ago, I accidentally scratched my brand-new car while driving on a road that was overgrown with thorn bushes. In a panic, I filed a claim. However, the damage turned out to be much less than I figured, and I would rather pay out of pocket than risk my premium going up. Is there any way I can cancel a car insurance claim?

avatar
Ben Guess · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m so sorry about the
body damage
 to your car! I’m happy to give you good news here, though—you can easily cancel a car insurance claim by calling your your insurance carrier’s claims department.
The main exception to this is when you are at-fault for an accident and another driver files a claim against you. You would not be able to cancel that claim.
If you’re unhappy with your current coverage, it might be time to look around for a new provider.
Jerry
 can instantly get you quotes from multiple different providers, so all you need to worry about is keeping your car on the road (and hopefully out of overgrown thorn bushes!)
MORE:
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